24PetWatch Pet Insurance by Praetorian Insurance

A question that is often asked is, "Why get pet insurance if my pet is perfectly healthy?" While your pet may be healthy and happy today, there is no way to predict what might happen in the future. With pet insurance, you’ll ensure your pal has access to veterinary care in case of an illness or accident, without having to make painful decisions about your pet’s health based on finances.

24Petwatch Pet Insurance offers a variety of flexible programs with premiums (and deductibles) that will fit your household budget. By selecting a comprehensive accident and illness policy you can make sure your pet has access to complete veterinary care.

When you compare pet insurance claim reimbursements, 24PetWatch's payouts are frequently higher than other pet insurance companies that use restrictive benefit limits. Whether you use a participating EVE clinic and your claim is filed and processed online through EVE, online claims processing, or if you choose to use a clinic that’s not in their network; they'll pay within 5 -10 business days of receiving your completed claim. For a list of clinics who use EVE, click here.

  • See what’s covered right up front: specific illnesses and accidents are covered.
  • Start coverage immediately: no waiting period for accidents.
  • Cover ongoing treatment: treatment is covered to the policy’s limit.

Also note, all animals adopted with us are provided with 30 days of pre-paid emergency pet insurance! All you need to do is provide us with an email address at the time of adoption and activate the gift within 7 days using instructions sent to you after your adoption is finalized. If you choose to upgrade your coverage, you receive an $8.95 credit on your premium the first month! If you don't provide us with an email address at the time of adoption, you will still receive an $8.95 credit towards a 24PetWatch insurance policy.

Emergency Care

EmergencyCare is exclusive to microchipped pets registered with 24PetWatch. If your lost pet is brought into a clinic or shelter, the emergency personnel on duty will scan the pet to locate and read your pet's unique microchip number. The emergency personnel will then call 24PetWatch to locate the pet's owner. If we cannot connect with the pet’s owner and the pet is in need of immediate medical attention, EmergencyCare coverage gives the attending veterinarian pre-authorization to immediately administer up to $3,000 of life-saving medical treatment. While your pet's needs are being attended to, 24PetWatch staff will continue to try and locate you to let you know that your lost pet has been found and is being properly cared for. EmergencyCare can make the difference between a happy reunion and heartache. All dogs and cats adopted from our facility are implanted with a 24PetWatch microchip.


24PetWatch covers all new accidents and new illness, conditions, as well as additional benefits like recovery costs and accidental death. See the coverage and deductible amounts below:

Accidental Coverage: $1,500 to $5,000 per any accident

Illness Coverage: $18,000 to $60,000 over the lifetime of the pet

  • Cardiovascular & Respiratory System
  • Digestive System
  • Urogenital System
  • Musculoskeletal System
  • Nervous System
  • Eyes
  • Ears
  • Skin
  • Endocrine System
  • Blood & Lymphoid System
  • Infectious Diseases
  • Cancer

End-of-life Care: $100 Euthanasia/cremation/burial

Lost Pet Coverage: $150 Advertising/reward

Additional Coverage:

  • Accidental Death: $500
  • Boarding Kennel Fees: $250


  • Per Accident: $100
  • Illness Condition: $100
  • Accidental Benefits (Death, Boarding, Recovery, Euthanasia): Zero Deductible
  • Co-payment: 24PetWatch will pay seventy (70) percent of each covered claim up to the Maximum Amounts Payable as per Your Document of Insurance. Your share of each covered claim will be thirty (30) percent of each covered claim. This is referred to as your Co-Payment. Once the claim payable has been determined, any applicable deductibles will then be applied prior to reimbursement.

It Pays to have Pet Insurance

Top 10 Claims Paid in April

Neurological Problems


Anemia, Immune-Mediated


Tachycardia (Heart Condition)


Kidney Problems


Gastric Torsion


Cruciate Ligaments


Osteosarcoma (Cancer)


Uro-genital Problems


Lymphoma (Cancer)


Intervertebral Disk Disease


24PetWatch Bowl of Food Program:

Alleviate the financial stress associated with your pet’s unexpected medical expenses and generate funds for our shelter at the same time! Simply apply for a 24Petwatch Pet Insurance Program by clicking here. If you choose to return to 24PetWatch's site to enroll in an insurance plan, make sure you come to our website first to click our personal link.

Here’s how it works: 24PetWatch Pet Insurance Programs cover you when your pet needs essential veterinary care from an illness or injury. Also, every time a completed application for a 24PetWatch program is generated through our shelter’s website, we automatically receive a $25 donation to help cover common needs like medical care, food, and training. This donation is of no cost to you and provides us with essential funds. Make the right move and enroll today!

Click below for more information and to receive a quote!

Protect your pet. ShelterCare Pet Insurance Programs

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